secure shopping using rbs worldpay & paypal

Roulette Clothing uses RBS Worldpay & Paypal.

RBS Worldpay
"RBS WorldPay is the payment processing business of The Royal Bank of Scotland Group, one of the largest banks in the world and a leading global brand."

"We operate in over 40 countries and are a major global leader in payment processing. We pioneered online payments for small and medium sized businesses and process millions of online payments every day."

"From face-to-face transactions, to online and phone transactions, we provide an effective, secure service."

"We work hard to stay one step ahead of the fraudsters. We developed a market leading fraud screening tool, drawing on data from the millions of payments we process globally. This involves over 50 individual checks against each transaction, providing our customers with a decision in under a second."

How Payment Works

1. Collecting payment data

Payment details are entered into the payment device or system. They could be entered by a call centre operator, read by a card-reader or entered directly into an internet page.

2. Authentication

Details of the purchase, details from the card and the PIN are sent through to RBS WorldPay. We identify the relevant card scheme (Visa, MasterCard etc.) and send the details through them to the bank or other institution that issued the card.

If the details can't be verified, the payment is normally declined and the shopper or payee is asked to use another type of payment.

3. Authorisation

The issuing bank checks the cardholder's identity, that the account has sufficient funds and that the card hasn't been reported lost or stolen. If everything is OK, the issuing bank authorise the amount requested and reserve those funds. Once the payment transaction is complete, we send a follow-up instruction to the bank to debit the funds.

Paypal

How it works

PayPal Express Checkout through RBS WorldPay makes it quick and easy for your customers to pay securely with a few clicks.

* Step one - Customer goes to check out
* Step two - Customer selects PayPal at the RBS WorldPay payment page
* Step three - Customer uses their PayPal login and PayPal processes the payment
* Step four - Customer receives a confirmation of the payment